For freelancers on Cat B

Freelance in Portugal, without the accountant scramble.

Recibos verdes, quarterly IVA, annual Modelo 3 Anexo B, Segurança Social trimestrais. Finkavo preps the return, tracks the deadlines, and cites the CIRS / CIVA article each answer came from — so you file confident, not scared.

Try Finkavo Freelancer →

Honest: Finkavo doesn't submit your Modelo 3 for you yet. It prepares the pack — pre-fill, checklist, every deduction cited — so submission takes minutes, not the whole weekend.

Your freelancer year, one loop

Q1 May 20
  • IVA quarterly return
  • e-Fatura expense sweep
  • Modelo 3 draft locks
Q1 filing Jun 30
  • Modelo 3 + Anexo B
  • Reference-multibanco ready
  • Anexo J / F if applicable
Q2 SS Jul 31
  • SS trimestral declaration
  • Recalculated contribution
Q2 IVA Aug 20
  • IVA quarterly return
  • VAT credit carryover check

What you get with Freelancer

Anexo B pre-fill

Finkavo pulls e-Fatura, categorises, and drops values into the right Anexo B field with the citation right there.

Quarterly IVA in <10 min

Every 3 months, one screen: IVA due, IVA collected, net. Cross-checked against your recibos verdes. Sign in Portal das Finanças.

Every reminder personalised

IVA quarter, SS trimestral, Modelo 3, IUC, e-Fatura. Sent to email + Google Calendar + Finkavo dashboard. Nothing generic.

Letter parser

Drop an AT / SS letter — Finkavo classifies, cites, drafts your reply, adds the deadline to your calendar. Under 30 seconds.

CAE + CIRS explained

Pick the right activity code + tax residency setup. Finkavo shows the freelancer regimes side by side (Simplificado vs Contabilidade Organizada).

Handoff to a contabilista when it's complex

Curated shortlist of certified contabilistas who work with freelancers. Handoff on your terms — no data shared without your action.

Cancel the scramble. Not the accountant.

Finkavo replaces the Q&A + reminders + letter-parsing an accountant does around your filing. Use both if you want the best of each — Finkavo for confidence, contabilista for signature.

Join the waitlist

First year in Portugal instead? See /for-first-year-arrivals. Full comparison + pricing at /pricing.