For first-year arrivals

Just arrived in Portugal? Your first IRS is 4 months away.

D7, D8, HQA, Startup, Golden Visa — the visa doesn't matter as much as knowing when your first Portuguese tax filing is due, what anexos you need, and whether IFICI or grandfathered NHR applies to you. Finkavo builds your first 12-month plan and reminds you when each thing is due, with the exact CIRS / LGT article for every answer.

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Your first 12 months, mapped

Week 1

NIF, NISS, address on file with AT.

Finkavo tells you which office you can walk into, what documents to bring, and pre-fills the AT address update letter.

Month 2

Register with SNS + get your Utente number.

Which centro de saúde covers your morada. EHIC vs Utente. If you brought family — how kids' health record transfers.

Month 3

NHR / IFICI eligibility check.

You may qualify for either — different criteria, different rate, different form. Finkavo checks against your visa + employment status + arrival date and shows you which to apply for.

Day 90

IMT driving-licence exchange (non-EU).

Miss the 90-day window and you re-do theory + practical. Reminder fires at D-15, D-7, D-1.

Day 183

Tax residency confirmed.

From here, worldwide income is taxable in Portugal — but there's a treaty for that. Finkavo walks you through what to declare and how, with the 79 CDT rules pre-cited.

30 June

Your first Modelo 3.

Finkavo prepares Anexo A / B / F / G / J / L as they apply to your income mix. Filed through Portal das Finanças; you sign.

What you actually get

Ask cited to law

Every answer footnoted with the CIRS / CIVA / LGT / CPPT article. Never "the AI told me".

Letter → action pack

Drop an AT, SS, AIMA or bank letter — Finkavo classifies, cites, drafts your reply, adds the deadline to Google Calendar.

Personal calendar

IRS, IVA quarterlies, IUC, e-Fatura, IMT — every date on YOUR profile, in Finkavo + Google Calendar.

Encrypted vault

NIF, comprovativo de morada, passport, residence permit — encrypted at rest, opt-in AI use, exportable any time.

Portuguese by law

Finkavo cites the Portuguese source, then translates for you. Never a machine-translated summary passing as fact.

Send to a pro when it's complex

Curated shortlist of certified contabilistas who work with expats. No data shared without your explicit action.

Start your first 12-month plan.

Three quick questions and Finkavo tees up the whole first year — deadlines in your calendar, letters you'll get pre-parsed, one place to ask when something new lands in the mailbox.

Join the waitlist

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