For first-year arrivals
Just arrived in Portugal? Your first IRS is on its way.
D7, D8, Golden Visa or Startup: what matters is when your first Portuguese return is due, which anexos you need, and whether IFICI or the NHR transition applies. Finkavo builds your first-year plan and cites the law behind every answer.
How it works: Finkavo builds Anexo A and the Anexo J categories that apply to your income mix, plus your household on Quadro 6, cross-checked and cited, so you sign in Portal das Finanças, not start from a blank form.
The first year
Your first 12 months, mapped
Finkavo tells you which office you can walk into, what documents to bring, and pre-fills the AT address update letter.
Which centro de saúde covers your morada. EHIC vs Utente. If you brought family: how kids' health record transfers.
NHR is closed to new arrivals except under a narrow grandfathering rule, and IFICI covers only the activities listed in EBF art. 58.º-A. Finkavo checks your visa, employment status and arrival date and shows whether either can apply to you.
Under a convention or bilateral agreement you may drive on your foreign licence for 90 days while the exchange is submitted. After that you can still apply for up to two years, but not drive on it, and some licences need a practical test. Reminder fires at D-15, D-7, D-1.
More than 183 days in any 12-month period makes you tax resident (CIRS art. 16.º). A resident is taxed in Portugal on worldwide income, and a tax treaty may relieve double taxation. Finkavo walks you through what to declare and how, with the CDT rules pre-cited.
Finkavo builds Anexo A and the Anexo J categories that apply to your income mix, plus your household on Quadro 6. Filed through Portal das Finanças; you sign.
Every deadline, sourced:
- CIRS Art. 16º: Tax residency (183-day rule)
- LGT Art. 19º: Fiscal domicile
- CIRS Art. 60º: Modelo 3 filing deadline
Ready when you are
Stop guessing what your first year owes.
Start my first-year plan →What's included
What you actually get
Ask cited to law
Every answer footnoted with the CIRS / CIVA / LGT / CPPT article. Never "the AI told me".
Letter → action pack
Drop an AT, SS, AIMA or bank letter: Finkavo classifies, cites, drafts your reply, adds the deadline to Google Calendar.
Personal calendar
IRS, IVA quarterlies, IUC, e-Fatura, IMT: every date on YOUR profile, in Finkavo + Google Calendar.
Encrypted vault
NIF, comprovativo de morada, passport, residence permit: encrypted at rest, opt-in AI use, exportable any time.
Portuguese by law
Finkavo cites the Portuguese source, then translates for you. Never a machine-translated summary passing as fact.
Send to a pro when it's complex
Curated shortlist of certified contabilistas who work with expats. No data shared without your explicit action.
Straight answers
First-year FAQ
How does Finkavo prepare my first Modelo 3?
Finkavo builds Anexo A and the Anexo J categories that apply to your income mix, plus your household on Quadro 6: cross-checked and cited, so you sign in Portal das Finanças rather than starting from a blank form.
What exactly do I get in my first year?
Every answer cited to the CIRS / CIVA / LGT / CPPT article, a letter-to-action pack for AT / SS / AIMA / bank mail, a personal calendar for IRS / IVA / IUC / e-Fatura / IMT dates, an encrypted vault for your documents, Portuguese-sourced answers translated for you, and a handoff to a certified contabilista when it's complex.
NHR or IFICI, which one applies to me?
NHR is closed to new arrivals except under a narrow grandfathering rule, and IFICI covers only the activities listed in EBF art. 58.º-A. Finkavo checks your visa, employment status and arrival date around month 3 and shows whether either can apply to you.
What if I miss the 90-day driving-licence exchange window?
For a licence exchanged under a convention or bilateral agreement, 90 days is how long you may keep driving on the foreign licence while the exchange is submitted at IMT. Between 90 days and two years you can still apply but may not drive on it, and after two years a practical test is required. Licences from countries outside the conventions need a practical test, and EU/EEA licences need no exchange. Finkavo reminds you at D-15, D-7 and D-1.
Start your first 12-month plan.
Three quick questions and Finkavo sets up your first year: deadlines in your calendar, letters explained, one place to ask.
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