FINKAVO · FREE TOOLS

Free PT tax tools

Short, single-purpose tools for the questions people ask us most. No sign-up needed — verdicts come with statute references so you can double-check the rule.

19
focused tools
2026
rules checked
0
sign-ups required

START HERE

New to this? These three answer the questions we get asked most.

Modelo 3 pre-flight checklist9 questions → the anexos you'll fill, the docs to gather, the CIRS refs to check.Open5 min
IRS Jovem eligibilityAge 35 or under and within your first 10 qualifying income years? Check the current exemption band.Open2 min
Freelancer net incomeSimplificado vs Organizada with current withholding, IFICI, regional IRS, dependants and the initial Social Security contribution deferral.Open4 min

Eligibility & regimes

4 tools
IFICI eligibility checkAre you inside the successor regime to NHR? 5 questions.Open2 min
NHR grandfatheringRegistered before 2023-12-31? What's still available to you?Open2 min
Recibos Verdes readinessRegime choice, CAE fit, VAT threshold — is your setup right?Open3 min
Anexo J mapperPick a type of foreign income and see the quadro, the code and what to enter, or a clear no when it is not Anexo J.Open2 min

Income & salary

3 tools
Employee net salary4-regime comparison: Standard IRS / IRS Jovem / NHR / IFICI — monthly net, refund, and employer cost.Open3 min
Rental income tax2026 Cat F estimate with the temporary 10% moderate-rent rate, verified long-lease relief, AL and AIMI.Open4 min
Self-employed Social SecurityMonthly contribution from your quarterly invoicing: 70% relevant income, 21.4% or 25.2%, the 12 × IAS ceiling and the 25% option.Open2 min

Property

4 tools
IMI + AIMI simulatorEstimate the 2025 IMI assessment paid in 2026 using official AT municipal rates, current exemptions and AIMI bands.Open3 min
Portuguese IUC calculatorThe annual vehicle tax for 2026 from the CIUC tables, with the diesel surcharge and exemptions.Open2 min
IMT + Selo simulator2026 IMT + Stamp Duty with mainland/island tables, IMT Jovem, HCC and the new non-resident residential rule.Open3 min
Property capital gainsSold or selling property in Portugal? Compute the Cat G gain, primary-residence exemption, 50% reduction, and compare 28% flat vs progressive.Open5 min

VAT & admin

3 tools
IVA franquia thresholdInvoicing under €15,000? Check whether you can skip VAT.Open2 min
CAE activity-code finderDescribe your work in plain language → top 3 CAE codes with rationale.Open2 min
Foreign client VATBusiness or consumer, EU or not, and the service: does Portuguese IVA apply? The answer under CIVA art. 6.º, with what it depends on.Open2 min

Investments

2 tools
Broker capital gains (FIFO)Paste your broker CSV export — get FIFO realized gains for Anexo G/G1 and foreign dividend/interest totals for Anexo J.Open6 min
Crypto capital gainsSold crypto? See whether the 365-day holding exemption applies, and what the 28% costs when it does not.Open4 min
Get Finkavo when it opensJoin the waitlist for access updates. Public guides and tools work without an account.
Join the waitlist