For freelancers on Cat B in Portugal

Portugal life-admin, finally clear.

Pick the version that fits you: Just arrived, first-year IRS → Freelancer on Cat B → Property owner / landlord → D7 / D8 remote worker → NHR / IFICI eligibility → Complex Modelo 3 →

The pack

Four obligations,
one concrete pack.

  1. 01
    Recibos verdes Quarterly IVA + IRS invoicing for freelancers on Cat B.
  2. 02
    IVA quarterlies Every quarterly declaration, with deadlines and thresholds.
  3. 03
    Modelo 3 Annual IRS with every anexo, cited to the exact CIRS article.
  4. 04
    AT letters Notificação triage with a step-by-step Portal walkthrough.

Every step cited to the exact CIRS, CIVA or LGT article, with a filing-ready PDF at the end.

Ask, cited, in seconds.
ASK
Do I qualify for IFICI as a software engineer?
● More details needed
Software engineering can qualify, but the job title alone is not enough.
It can be an eligible profession, but your employer, qualifications and residency history must qualify too. Tell me those and I'll check each condition.
●Portaria 352/2024/1Official ●Portal das Finanças IFICI FAQOfficial ●EBF art. 58.º-AOfficial
SEM

Without Finkavo,
it's a paper avalanche.

COM

With Finkavo,
it's one clear answer.

Same tax year. Same profile. One workspace that already read the law.

vs. ChatGPT. vs. your accountant.

An honest side-by-side of what each one does well.

Finkavo General-purpose AI Local accountant
Cites Portuguese law ✓Cites the law it relies on ~Can provide citations; check the sources ✓In person
Knows this year's rules ✓Updated from official sources ~Can search current sources when web search is enabled ✓If they keep up
Reads your AT letters ✓Deadline and steps in seconds ~Reads a pasted letter; check the deadlines yourself ~At your next meeting
Deadline reminders ✓Email and calendar ~Scheduled tasks, if you set them up ~Around the big ones
Files your return with the AT ~Prepares it, you submit ✕No ✓Full service
Hands off to an accountant ✓Curated shortlist ✕No ✓They are the accountant

Finkavo handles the questions, letters and reminders around your filing, and prepares the pack. Keep an accountant too if you want both.

Capabilities vary by product and settings. Check the original sources before acting on tax or administrative information.

Real output, redacted

Not another chatbot.

A redacted artifact a signed-in user sees today. Every citation is clickable through to the source.

Action plan from a letter
AT: Notificação de divergências (redacted).
Autoridade Tributária e Aduaneira Notificação de divergências, IRS 2024 Contribuinte: ••• ••• 456 Deverá regularizar a sua situação no prazo indicado nesta notificação…
Sender
AT (Autoridade Tributária)
Type
Notification of divergences
Deadline
30 Jul 2026 (10 days)
Subject
IRS Modelo 3 2024, divergências
If ignored: the divergence stays open and the AT can correct the return itself. A replacement return filed after 30 June may carry a fine.
CIRS art. 65.º AT leaflet on divergences Portal das Finanças

How it works

Three steps, that's it.

  1. 1

    Just ask.

    Type it the way you'd ask a friend. Finkavo already knows your residency, income and family.

  2. 2

    It shows its work.

    Every claim links to the exact article of law or Portal das Finanças page.

  3. 3

    You catch the deadline.

    Modelo 3, IVA, Segurança Social, IMI and AIMA on one calendar, with reminders.

Built for every Portugal life-admin moment.

Just landed with a D7, freelancing from Lisbon, or filing here for twenty years: Finkavo covers your Portugal side, in English and Portuguese.

FINKAVO FINKAVO FINKAVO FINKAVO FINKAVO

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Official sources

The statements on this page rely on these official texts.